Fractional CFO Services

Financial clarity for businesses that are ready to grow.

Riverpoint Advisory delivers monthly bookkeeping, financial reporting, and fractional CFO services so you can make confident decisions — without the cost of a full-time hire.

CPALicensed in Massachusetts
3Service tiers available
MonthlyDeliverables, every month
No TaxPrep or audit work
Not sure where to start?

Begin with a Financial Operations Review

We evaluate your billing, collections, AR, AP, and cash management — then deliver a clear action plan. Most clients use this as the foundation for an ongoing engagement.

AR aging and collectionsAP and bill trackingBilling workflowCash collection processLate payment design

$1,500–$2,500

one-time flat fee

Schedule a Free Consultation
Service Tiers

Flat monthly retainers.
No surprises.

Choose the level of support that fits where your business is right now. Each tier builds on the last.

Tier 1

Bookkeeping

$600–$900

per month, flat retainer

Limited availability

  • Monthly reconciliation
  • Profit & loss statement
  • Balance sheet
  • Clean books delivered by the 10th
  • Foundation for advisory tiers

One-time setup fee of $500 applies to new engagements.

Most Popular

Tier 2

Financial Clarity

$1,000–$1,500

per month, flat retainer

Requires books in order

  • Monthly financial review
  • Cash flow analysis
  • Up to 5 project P/L
  • Margin and profitability insights
  • 30-minute monthly advisory call

Tier 3

CFO Advisory

Custom pricing

based on scope of engagement

Full fractional CFO engagement

  • Everything in Tier 2
  • Budget vs. actual reporting
  • Cash flow forecasting and KPI dashboard
  • Lender and banker preparation
  • Job costing and margin analysis
  • Dedicated response within one business day
Scope of Work

What we can do for you

From day-to-day reporting to long-term strategy.

Reporting and compliance

  • Monthly financial statements
  • Annual budget and monthly updates
  • Budget-to-actual variance analysis
  • Rolling 13-week cash flow forecasts
  • KPI reporting and dashboards
  • Financial process design
  • Banker and investor relations

Performance and growth

  • Profitability by service or product line
  • Cost structure review
  • Pricing strategy and margin optimization
  • Revenue growth advisory
  • Job costing and project margin analysis
  • Cash flow optimization

Strategic matters

  • Long-term financial forecasts
  • Lender preparation and loan packaging
  • Capital structure guidance
  • M&A readiness and due diligence
  • Business valuation support
  • SWOT and strategic review
Frequently Asked Questions

Common questions

Everything you need to know about working with Riverpoint Advisory.

What exactly is a fractional CFO?

A senior financial executive working part-time with your business — same expertise as a full-time CFO without the $250K+ annual cost.

How is this different from my accountant?

Your accountant records what happened. We look forward — giving you monthly cash flow, margins, and what to do next.

What size businesses do you work with?

Owner-operated businesses at every stage. If you need a clearer financial picture, we can help.

Do you do taxes or audits?

No. Strictly financial advisory, bookkeeping, and reporting. No tax, no audits, no attest services.

What industries do you serve?

HVAC, plumbing, landscaping, electrical, professional services, wellness, medical, dental, and other Massachusetts businesses.

Riverpoint Advisory

Financial clarity for businesses ready to grow. Licensed CPA. Massachusetts.

© 2026 Riverpoint Advisory LLC. All rights reserved.

MA CPA License # 67652  |  Riverpoint Advisory LLC is not a CPA firm and does not perform attest services.